Blog
Melissa Making Cents
is blog by Melissa Anne Cox Certified Financial Planner and College Funding and Student Loan Advisor from Dallas, Texas. We aim to discuss a blend of financial topics intended to be informative, valuable and easy to digest. Enjoy!
Record raise in retirement deferrals
CERTIFIED FINANCIAL PLANNER™ and a financial coach, Melissa Cox explains how a record increase in retirement account deferral rates by the IRS fits in your personalized comprehensive financial plan.
Read MoreStudent Loan Debt Relief Application
Melissa Cox CFP® talks about President Biden's Student Loan Debt Cancellation Program, including how to prepare for the application as well as other student loan forgiveness options that will fit into your financial plan
Read MoreLifestyle Creep
CERTIFIED FINANCIAL PLANNER™ Melissa Cox, give a spooky account of how Lifestyle Creep may be killing your financial future, and provides strategies to fight against it.
Read MoreLimited Waiver Program
Melissa Cox CFP explains the PSLF Limited Waiver program designed to help many student loan borrowers that have been denied in the past even if they should have qualified for forgiveness. Act before October 31, 2022 when the program ends.
Read MoreEconomic Sanctions and Your Financial Plan
Economic sanctions and restrictions have serious real-world consequences for countries involved. They can also have a significant effect on your personal financial plan.
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Retirement Planning for Teachers
Teachers have unique financial planning needs, but they are statistically more likely to become millionaires than physicians. Learn from Melissa Cox CFP how to begin retirement planning, saving for the future on a teacher's salary.
Read MoreStudent Loan Forgiveness Update
Melissa Cox CFP explains how President Biden's August 24, 2022 announcement regarding student loan debt cancellation and the final extension of the national forbearance can effect your student loan plan.
Read MoreFinancial Document Retention
A major part of financial planning is deciding what documents to keep and how long you need them. Melissa Cox CFP explains document retention, and how to protect yourself from an IRS audit as well as cybercrime.
Read MoreFinancial Planning
Melissa Cox CFP, explains how financial planning can impact your life, what is involved in a comprehensive financial plan and the benefits of working with a financial planner.
Read MoreTarget Date Funds
Learn more about target date funds and how they can help you plan for retirement. Melissa Cox CFP® gives an overview of these investment vehicles and provides tips on how to use them in your personal financial planning strategy.
Read MoreIndex funds
Index funds have become a popular way to passively invest money. Melissa Cox CFP explains the pros and cons of Index funds and how to incorporate them into your comprehensive financial plan.
Read MoreAnnuity Riders
Part 3 in this Annuity Series by Melissa Cox CFP, talks about annuity riders. Melissa explains riders and why you may or may not need them. She also introduces you to people that sell annuity contracts to help you make an informed decision.
Read MoreAnnuities - Under the Hood
Annuities are purchased for their "Guarantees". Peak under the hood of an annuity to learn what drives them, and understand their guarantees.
Read MoreAnnuity Basics: How Annuities Work, What They Are Used For, and More
Annuities are a type of investment vehicle that allows you to invest money today and receive regular payments later on. Learn how to use them in your financial plan in this blog post by Melissa Anne Cox CFP
Read MoreBears vs Bulls
Melissa Cox CERTIFIED FINANCIAL PLANNER™ explains the difference between Bear Markets vs Bull Markets, and how to create a customized financial plan that takes advantage of both!
Read MoreInvesting in Crypto
Melissa Cox CFP explains how to invest in Cryptocurrency and the risks associated with the unregulated investment.
Read MoreInvesting In Currencies
Investing in currency can be a thrilling adventure, and a great hedge against monetary risk in your investment portfolio. Learn from Melissa Cox CFP how to incorporate currency into your personalized comprehensive financial plan.
Read MoreLattes for Less!
Americans LOVE their coffee! Learn from Melissa Cox CFP, how you can save money on your caffeine addiction and use those dollars in your financial plan!
Read MoreEconomic Cycles and Your Financial Plan
As a CERTIFIED FINANCIAL PLANNER™, Melissa Cox helps clients create comprehensive financial plans that take all four stages of the economic cycle into account.
Read MoreBuying the "Dip"
As a CERTIFIED FINANCIAL PLANNER™, Melissa Cox helps clients understand the mindset behind investment techniques like "Buying the Dip"
Read MoreMiss the Tax Deadline?
Federal and State Taxes are due annually in April. Learn the ins and outs of missing the filing deadline from CFP Melissa Anne Cox
Read MoreState Taxes
Melissa Cox CFP® helps you understand how state taxes factor into your financial retirement plan.
Read MoreFinancial Mistakes
As a CERTIFIED FINANCIAL PLANNER ™, Melissa Cox helps her clients plan for retirement while considering things that could wreck your future finances.
Read MoreInfluential Women
Melissa Cox CERTIFIED FINANCIAL PLANNER™ celebrates 5 women that have influenced her with important financial life lessons
Read MorePreparing for a Recession
As a CERTIFIED FINANCIAL PLANNER™, Melissa Cox helps clients prepare for the possibility of a recession through educating what to do and not do in a recession.
Read MoreRising Interest Rates
Interest Rates have been at a record low for years. CERTIFIED FINANCIAL PLANNER™ Melissa Cox explains the Fed's decision and it's effect on your financial plan.
Read MoreCommunity Property
Melissa Cox CFP® explains Community Property and how it's different from Common Law Property. Learn how it could effect your financial plan in the case of death or divorce.
Read MoreTax Credits vs Deductions
Melissa Cox CERTIFIED FINANCIAL PLANNER™ from Dallas, Texas helps differentiate between Tax Credits and Tax Deductions.
Read MoreUnderstanding Your Tax Filing Status
Melissa Cox CERTIFIED FINANCIAL PLANNER™ guides you through the 5 different tax filing status categories and how they affect your tax returns.
Read MoreAll About Home Warranties
Purchasing a home is a huge investment! Melissa Cox CERTIFIED FINANCIAL PLANNER™, talks about Home Warranties and how they can protect your new house.
Read MoreUpdated Student Loan Forgiveness
Learn from CERTIFIED FINANCIAL PLANNER™ and College Planning and Student Loan Advisor, Melissa Cox, how changes made to the Public Service Loan Forgiveness Programs have made it possible for many borrowers to qualify for loan forgiveness.
Read MoreUnderstanding Auto Warranties
Extended Car Warranty plans can provide assurance when purchasing a car. Melissa Cox CFP® explains extended auto warranty coverage, and when to buy.
Read MoreWhat You Need to Know About Cyclical Stocks
CERTIFIED FINANCIAL PLANNER™ Melissa Cox explains helps clients to understand how cyclical stocks and the business cycle fit into personalized financial plans.
Read MoreGrowth Versus Value Investing
Growth and Value are two important investing terms. Let Melissa Cox CERTIFIED FINANCIAL PLANNER™ explain how they can work in your financial plan.
Read More10 Things to do this New Year
Melissa Anne Cox CERTIFIED FINANCIAL PLANNER™, guides readers through 10 important things to review as we begin the new year.
Read MoreHappy Holidays from Melissa Cox CFP®
Melissa Cox CFP® wishes you peace and prosperity in the New Year
Read MoreUnderstanding Risk and Volatility
Melissa Cox CERTIFIED FINANCIAL PLANNER™, coaches clients in understanding risk and volatility in their financial plans.
Read MoreWhat Are Market Capitalizations?
CERTIFIED FINANCIAL PLANNER Melissa Cox, explains market capitalizations and how they relate to your financial plan.
Read MoreInvesting Risks and Your Behavior
Melissa Cox Certified Financial Planner and Financial Coach, talks about Investing Risk and how they influence to your behavior with your personal finances.
Read MoreWhat is Proxy Voting?
As a CERTIFIED FINANCIAL PLANNER™, Melissa Cox helps clients to understand what it means to own stocks and how the proxy vote can affect your financial plan.
Read MoreWhat are Penny Stocks?
Penny Stocks are attractive to investors due to their potential returns. Melissa Cox CFP®, in Dallas, TX explains the pros and cons of Penny Stocks and how they might fit into your financial plan.
Read MoreWhat is Phantom Income?
CERTIFIED FINANCIAL PLANNER™ Melissa Cox, tells a cautionary tale describing phantom income and the effect if could have on your financial plan.
Read MoreWhat is FDIC Insurance?
Melissa Cox CFP from Dallas, TX, explains the coverage provided by FDIC Insurance.
Read MoreFacts About Tax-Deferred Investing
CERTIFIED FINANCIAL PLANNER™, Melissa Cox in Dallas Texas discusses Tax-Deferred Investing and the potential has to increase your future savings.
Read MoreWhat are Risks in Investing?
CERTIFIED FINANCIAL PLANNER™ and financial coach, Melissa Cox in Dallas, Texas explains the various types of risk associated with investing.
Read MoreCommodities and Your Financial Plan
CERTIFIED FINANCIAL PLANNER™, Melissa Cox in Dallas Texas talks about investing in commodities and the potential effects on your financial plan.
Read MoreCharitable Donations and Your Financial Plan
Certified Financial Planner and Finance Coach, Melissa Cox explains Charitable Giving and Qualified Donations and how they play into your personal financial plan.
Read MoreInflation and Your Financial Plan
What is Inflation Hi everyone, and welcome back to Melissa Making Cents! As a CERTIFIED FINANCIAL PLANNER™ and a financial coach, I talk to clients about the economy and current economic trends and conditions all the time. And to...
Read MoreROTH IRAs and Your Financial Plan
What is a Roth IRA?Hi everyone, and welcome back to Melissa Making Cents!As a CERTIFIED FINANCIAL PLANNER™ and a financial coach, I understand that there are few topics like retirement that lingers in the back of...
Read MoreETFs and Your Financial Plan
Melissa Cox a CERTIFIED FINANCIAL PLANNER™ and Investment Advisor Representative, in Dallas, TX explains how ETFs (or Exchange Traded Funds) fit into your financial plan.
Read MoreHealth Savings Accounts and Your Financial Plan
What Is a Health Savings Account (HSA)? Hi everyone, and welcome back to Melissa Making Cents! As a CERTIFIED FINANCIAL PLANNER™ and a financial coach, I know one thing that's been on everyone's mind lately is being healthy....
Read MoreMutual Funds and Your Financial Plan
As a CERTIFIED FINANCIAL PLANNER™ and Financial Advisor Representative in Dallas, TX , Melissa Cox CFP® helps clients understand Mutual funds and how to use them to customize financial plans to meet your individual goals and needs.
Read MoreAble Accounts and Financial Planning for Disabilities
As a CERTIFIED FINANCIAL PLANNER™, Melissa Cox, in Dallas, TX, explains ABLE Accounts that allow individuals with Special Needs to create a customized financial plan that allows for saving and retaining needed benefits.
Read MoreUnderstanding Mortgages in Your Financial Plan
As a CERTIFIED FINANCIAL PLANNER™ in Dallas, TX, Melissa Cox guides families through fixed vs variable mortgages and how they could fit into your family's financial plan.
Read MoreBonds and Your Financial Plan
As a CERTIFIED FINANCIAL PLANNER™, Melissa Cox CFP®, from Dallas Texas, helps clients understand the risks and reward of investing, and creates customized financial plans that may include investing in bonds.
Read MoreInvestment Bubbles and Your Financial Plan
As a CERTIFIED FINANCIAL PLANNER™ in Dallas TX, Melissa Cox CFP®, helps clients to understand the effects of investing in investment bubbles and how they effect your personal financial plan.
Read MoreStocks and Your Financial Plan
As a CERTIFIED FINANCIAL PLANNER™ in Dallas, TX, Melissa Cox CFP® helps clients to understand basic financial concepts like investing in stocks and how they fit into their customized comprehensive financial plans.
Read More401(k) and Employer Matching and Your Financial Plan
As a CERTIFIED FINANCIAL PLANNER™ Melissa Cox, from Dallas, TX, helps clients to understand their Employer Sponsored Retirement Account like a 401(k), and brings awareness to employer matching and vesting schedules.
Read MoreBeneficiary IRAs and Your Financial Plan
As a CERTIFIED FINANCIAL PLANNER™, Melissa Cox from Dallas, TX, helps clients and their loved ones to understand the process of inheriting a Beneficiary IRA and the process of withdrawing money from them.
Read MoreRequired Minimum Distributions and your Financial Plan
As a CERTIFIED FINANCIAL PLANNER™ Melissa Cox from Dallas, Texas helps clients to understand their Required Minimum Distributions and designs custom financial plans for the annual RMDs.
Read MoreNSF Charges and Your Financial Plan
CERTIFIED FINANCIAL PLANNER™ Melissa Cox, from Dallas TX , explains NSF fees charged by your bank and how to make a financial plan to avoid them.
Read MoreHealthy Habits to Grow Your Financial Plan
As a CERTIFIED FINANCIAL PLANNER™ in Dallas, Texas, Melissa Cox helps clients build healthy financial habits to save money and grow your financial plan.
Read MoreHow to Use Your Tax Refund (Besides a Spending Spree)
As a CERTIFIED FINANCIAL PLANNER™ Melissa Cox in Dallas, TX helps clients to understand how to use their tax refunds to benefit their financial future and improve their financial plans.
Read MoreAnalyzing Your Electric Bill
Nothing makes you shiver like a record breaking winter storm...except seeing the aftermath on your electricity bill. Melissa Cox CERTIFIED FINANCIAL PLANNER™ in Dallas TX, shows you how to analyze your electricity bill and save money.
Read MoreBitcoin and Cryptocurrency and Your Financial Plan
As a CERTIFIED FINANCIAL PLANNER and financial coach Melissa Cox in Dallas, TX often helps clients understand the risks and rewards of adding investments like Bitcoin and Cryptocurrency into your financial plan.
Read MoreWhat are NFTs?
As a CERTIFIED FINANCIAL PLANNER™, Melissa Cox in Dallas, TX is often asked about new types of investments. Today she discusses new investments that are available, like NFT or Non-fungible Tokens, and if they fit into financial plans.
Read MoreFacebook Scams and Protecting Your Financial Plan
As a CERTIFIED FINANCIAL PLANNER™, Melissa Cox CFP® from Dallas, TX, has seen one too many financial plans derailed by an online scam. In this blog post she discusses Facebook scams and how to protect your financial future.
Read MoreDigital Banking VS Traditional Banks
As a CERTIFIED FINANCIAL PLANNER™, Melissa Cox from Dallas, TX, is often asked about preferences in banking. Today she discusses Traditional versus Digital Banking and how they fit into your financial plan.
Read MoreHow IRAs could fit into your financial plan
As a CERTIFIED FINANCIAL PLANNER™ in Dallas, Texas, Melissa Cox , works with clients to explain the concept of an Individual Retirement Account and how it could fit into your financial plan to save for your financial future.
Read MoreUnderstanding a Q.D.R.O.
As a CERTIFIED FINANCIAL PLANNER™ in Dallas, Texas, Melissa Cox, helps clients understand how a QDRO could impact their financial plan and future. No one wants to plan for a divorce, but it can save dollars and heartaches.
Read MoreYour Principles in Your Financial Plan
As a CERTIFIED FINANCIAL PLANNER™, Melissa Cox in Dallas, Texas helps clients understand the benefit of balancing their personal beliefs and principles with their financial plans.
Read MoreInvesting App Dangers!
Melissa Cox CFP® from Dallas, TX explains the recent hype around the GameStop stock and how the risk involved in DIY Investment Apps could ruin your financial plan.
Read MoreAfterpay and New Financing Methods
Melissa Cox CFP from Dallas, Texas explains the new financing method, Afterpay, that is offered on many retail sites when completing a purchase. She explains the short term financing method combined with a need for financial planning.
Read MoreWhy Getting to Know Your Independent Jeweler is Good Financial Sense!
Jewelry can be a large intimidating purchase! Melissa Cox CFP from Dallas Texas, provides education on purchasing diamonds and the benefit of using a trusted local independent jeweler
Read MoreWhat Dollar Cost Averaging Means for Your Financial Plan
As a CERTIFIED FINANCIAL PLANNER™, Melissa Cox from Dallas, Texas enjoys educating clients on financial topics. Today she explains Dollar Cost Averaging and how it can make an impact of your Comprehensive Financial Plan.
Read MoreWhy Dividend Reinvestment Can Be Important to Your Financial Plan
As a CERTIFIED FINANCIAL PLANNER™, Melissa Cox from Dallas, TX explains the importance of letting your money work for you. Learn about Dividend Reinvesting to help build your financial future.
Read MoreHow Pensions Work With Your Financial Plan
Melissa Cox CFP®, from Dallas, Texas explains the pros and cons of pension plans, and how they fit into your comprehensive financial plan for retirement.
Read MoreUnderstanding Social Security and the Windfall Elimination Provision
As a CERTIFIED FINANCIAL PLANNER™, Melissa Cox helps clients create comprehensive financial plans to prepare clients for retirement. Melissa explains the Windfall Elimination Provision and how is affects Social Security Benefits.
Read MoreA Comprehensive Guide to Planning and Creating an Emergency Budget
As a CERTIFIED FINANCIAL PLANNER™, Melissa Cox in Dallas, TX explains the importance through creating an Emergency Budget to prepare for financial situations such as a job loss, medical crisis, or financial emergency.
Read MoreWhat Financial Accounts are Useful to Save for a Child?
As a CERTIFIED FINANCIAL PLANNER™, Melissa Cox in Dallas, TX is often asked the best way to save for a child's future. Today we discuss the different account options to help build a child's financial future.
Read MoreSaving for your Grandchildren
Melissa Cox CFP from Dallas Texas, explains the pros and cons of Grandparents saving for their grandchildren's financial future. The savings is a blessing for any family, but can also derail a family's financial plan.
Read MoreUnderstanding Your Credit Report
Credit reports are valuable tools to maintain your financial health, and building a healthy financial future. Melissa Cox CERTIFIED FINANCIAL PLANNER™ from Dallas, Texas, explains your credit report and how to maintain it.
Read MoreHow Buckets Fit into Your Financial Plan
Of all the inventions in history, the bucket is arguably the most useful. Melissa Cox CFP® explains how to use buckets in your comprehensive financial plan to separate your financial goals and track growth towards a healthy financial future
Read MoreShould Black Friday be a part of your annual budget?
Many families make Black Friday holiday shopping a tradition, but are you really saving money? Melissa Cox CERTIFIED FINANCIAL PLANNER™ talks about holiday spending and making sure Black Friday doesn't disrupt your financial plan.
Read MoreWhy an emergency fund should be part of your financial plan.
Melissa Anne Cox CERTIFIED FINANCIAL PLANNER™ from Dallas, Texas, explains why having an emergency fund is essential to your family's financial plan.
Read MoreUnderstanding Your Credit Cards Role in a Financial Plan
Melissa Cox CERTIFIED FINANCIAL PLANNER™, from Dallas, Texas, explains financial basics of using credit cards. Credit cards have many pros and cons and using them will fit in your financial plan as long as they are used responsibly.
Read MoreHow the financial indices relate to your financial plan
Melissa Cox CFP®, from Dallas, Texas describes how the 3 major financial indices relate to your financial plan. Melissa explains clients often unfairly judge the performance of their accounts against the returns of the financial indices.
Read MoreWhat if financial fraud doesn’t fit into your financial plan?
As a CERTIFIED FINANCIAL PLANNER™ in Dallas, Texas, Melissa Cox CFP®, helps clients pick up the pieces after facing financial fraud. As technology advances, so do scammers. It's still possible to have a healthy financial future!
Read MoreFraud, Scams, and Your Financial Plan
Melissa Cox CERTIFIED FINANCIAL PLANNER™ and Financial Coach, from Dallas, Texas, explains different types of financial fraud and how to recognize the various financial scams that might come your way through modern technology.
Read More6 Reasons to Talk to Your Kids About Money
Melissa Cox CERTIFIED FINANCIAL PLANNER™ and Financial Coach, from Dallas, Texas, addresses 6 reasons to talk to your kids about money. Melissa aims in helping to normalize conversations around money and building healthy financial habits.
Read MoreGrowing Your Savings Rate in Your Financial Plan
Melissa Cox CERTIFIED FINANCIAL PLANNER™ and Financial Coach, from Dallas, Texas, explains the importance of simply starting to save for your financial future and increase your savings rate over time.
Read MoreUnderstanding Needs vs Wants in a Financial Plan
Understanding Needs vs Wants in a Financial Plan Hi everyone! Welcome back to Melissa Making Cents! There is something very special about witnessing a financial coaching client growing into being a confident money master. It's not...
Read MoreHow the Tour de France relates to your finances.
How the Tour de France relates to your finances. Welcome back to Melissa Making Cents! Ah… summers in the French alps. The gentle mountain breezes blowing through the scenic countryside, and the unforgettable smell of sweat and...
Read MoreHelping Your Kids Make Cents of Money - Webinar Replay
Melissa Cox CFP, from Dallas, Texas, talks about her recent conversation with Kimberly Sulfridge of The Kidz Money Project! Watch the webinar replay and learn the importance of teaching your kids about money, and when to do it!
Read MoreHow to Budget With Variable Income
Melissa Cox CERTIFIED FINANCIAL PLANNER™, from Dallas, Texas explains that some budgets fail due to fluctuating monthly income. Learn how to plan for variable income and how it can be a part of your financial plan.
Read MoreWhy Budgets are Essential in Financial Planning
Hi everyone! Welcome back to Melissa Making Cents! Today I’m going to talk about one of my favorite topics -- budgeting! Regardless of age or income level, everyone should budget to know where their money is going. Budgeting can...
Read MoreHow Saving and Compound Interest Helps Your Financial Plan
Melissa Cox CERTIFIED FINANCIAL PLANNER™, from Dallas, Texas, explains how compounding interest can help boost growth in your financial plan. Saving early is key when trying to make the most out of compound interest.
Read MoreWhat is the Difference Between a Financial Advisor, Coach and Planner?
Melissa Cox CFP, from Dallas, Texas, explains the benefits and differences between working with a Financial Advisor Representative, a CERTIFIED FINANCIAL PLANNER™, and Financial Coach.
Read MoreHow Form CRS and Regulation BI could effect your financial plan
Melissa Cox CERTIFIED FINANCIAL PLANNER™ in Dallas, Texas, explains the new rules and regulations for Regulation BI, how it impacts financial representatives and your financial accounts and future financial planning.
Read MoreHow running the Cowtown Half Marathon helped me become a Financial Coach
Melissa Cox CERTIFIED FINANCIAL PLANNER™ reflects on running the Cowtown Half Marathon and how it led her to becoming a financial coach in addition to being a financial planner in Dallas, TX.
Read MoreHow to include Medical Debt in Your Financial Plan
Melissa Cox, CERTIFIED FINANCIAL PLANNER, from Dallas, Texas explains how medical debt can impact a financial plan.. As a Financial Planner, Melissa is able to help create a comprehensive financial plan to pay off the debt.
Read MoreWhat is Hospice Care?
Due to a recent personal experience, Melissa Cox CERTIFIED FINANCIAL PLANNER™ in Dallas, Texas, explains hospice care and what it means for your supporting your loved ones.
Read MoreHow Medicare Works: Supplemental Policies and Reducing Costs
As a CERTIFIED FINANCIAL PLANNER™ in Dallas, Texas, Melissa Anne Cox CFP® helps clients plan for healthcare expenses such as medicare and supplemental insurance in retirement.
Read MoreHow Medicare Works: Coverage and Costs
As a financial advisor rep in Dallas, Texas Melissa Cox CFP often helps clients plan for healthcare costs in retirement. Many clients are confused as to what expenses and services Medicare covers, and if a supplemental plan is needed.
Read MoreAn Overview of Life Insurance
As a CERTIFIED FINANCIAL PLANNER™, Melissa Cox CFP from Dallas, Texas, often helps clients by creating a financial plan that explains importance of having life insurance coverage to provide and protect their family's financial future.
Read MoreWhy It's Important Review Your Beneficiaries
As a financial planner in Dallas, Texas, Melissa Cox CFP®, explains the importance of taking the time to review the beneficiary designations on an annual basis. Listing incorrect or outdated beneficiaries could cause unnecessary heartache!
Read MoreProbate: An Overview
Melissa Anne Cox CFP®, in Dallas, Texas, often guides clients through the probate process basics. As a CERTIFIED FINANCIAL PLANNER™ she helps to demystify the Estate Planning Process, so clients can prepare to make distribution easier.
Read MoreDeath and Your Estate: Part 2
In Part 2 of Death and Your Estate; this week financial advisor representative, Melissa Cox CFP® from Dallas Texas, explains death and the distribution of your personal property after you die.
Read MoreDeath and Your Estate: Part 1
As a financial advisor representative in Dallas, Texas Melissa Cox CFP® works with clients to explain what happens to your money when you pass away. She also explains the importance of developing a plan, so your loved ones do not have to.
Read MoreDoes borrowing money in the parent’s name make sense for funding college education?
As a CFP in Dallas, Texas, Melissa Cox, knows that parents will sometimes need to borrow money to pay for school. But do parent loans make sense? Learn the major points to consider when taking our student loans in a parent's name.
Read MoreTypes of student loans available and benefits they may offer
Melissa Cox, College funding and Student Loan Advisor in Dallas, Texas explains the types of loans available to student borrowers, and benefits they may offer when financing a college education.
Read MoreHow comprehensive college planning can help you tackle student loan debt before college begins
Melissa Cox CFP® and College Funding and Student Loan Advisor, from Dallas, Texas, explains how creating a comprehensive college funding plan can save your family money on college.
Read MoreHow Covid-19 Will Change the Way Students Are Currently Planning For College
As a College Funding and Student Loan Advisor, Melissa Cox CFP® from Dallas, Texas recognizes the changes in college planning due to Covid-19. Melissa explains how your family's college plans may be impacted by the epidemic.
Read MoreStudent Loans and Coronavirus Relief
Student Loans and Coronavirus Relief Hi everyone! Welcome back to Melissa Making Cents! To say that our world is going through a "rough spot" is perhaps the understatement of the year. The last few weeks as a financial advisor here in...
Read More8 life lessons I learned in the last 15 year of being a financial planner
15 years ago, I never imagined that I would find a passion for a career I knew nothing about. I have learned many important life lessons that have transformed me into a better CERTIFIED FINANCIAL PLANNER™, person and friend.
Read MoreHow to set goals that can lead to personal growth and a healthy financial future!
Melissa Cox CFP explains how setting goals you are starting on a path for personal growth and financial empowerment.
Read MoreHow to create and organize your personal financial information binder
Hi everyone! Welcome back to Melissa Making Cents! I have spent a good amount of time this year setting my personal goals for the year. Honestly… it has been a little overwhelming. There are so many things I want to accomplish,...
Read More5 Tips for Building Your Best Financial Life in 2020
Hi Everyone! Welcome back to Melissa Making Cents! Let’s face it, to most of us talking about money is not fun. In my blog about “Changing your Money Mindset” and “Taking the time to have money...
Read More5 Ways to Kick-Start your Finances in 2020
Let’s face it, the last few weeks have been a strain on our pocketbooks! With the holidays, we have all had time to indulge in a few whims and luxuries as we have spent time with friends and family. Toys, dinners, and holiday...
Read MoreHow to make the most of your holidays without breaking the bank!
Melissa Cox CERTIFIED FINANCIAL PLANNER™ from Dallas, Texas hopes to inspire you to make this season about love and less about putting an unnecessary strain on your bank account. She encourages you to incorporate new and old traditions!
Read MoreWhy you should take the time this holiday season to have money conversations with your family!
Melissa Cox CFP reminds you, take a little time during the holiday season this year to reconnect with your family and friends. Have a money conversation to make sure that everyone is ok financially! Mental Health and Money go hand and hand.
Read MoreHow new 403(b) laws will effect Texas teachers, and why ever teacher NEEDS a 403(b)!
Melissa Cox CFP, in Dallas Texas, explains the new 403(b) laws took effect in Texas in September 2019. Learn how they might affect Texas teacher's retirement savings.
Read MoreThe Temporary Expanded Public Service Loan Forgiveness Program is available on a first come basis!
Learn more about the Temporary Expanded Public Service Loan Forgiveness program from CERTIFIED FINANCIAL PLANNER™ Melissa Cox in Dallas, Texas.
Read MoreStudent Loan Forgiveness Programs: How to qualify and when to apply for forgiveness
Melissa Cox CFP® explains two types of student loan forgiveness programs available to borrowers. The Public Service Loan Forgiveness and the Federal Student Loan Forgiveness. Learn how to use each of the programs to get your loans forgiven.
Read MoreHealthcare is Expensive: Ways to Budget for Healthcare and Reduce "Out of Pocket" costs
Melissa Cox CFP®, from Fetterman Investments, Inc in Dallas, Texas, explains ways to budget for healthcare and reduce "out of pocket" costs.
Read MoreIt is possible to balance saving money and paying off debt!
As CERTIFIED FINANCIAL PLANNER™ and Financial Advisor, Melissa Cox knows saving money while paying off debt may seem impossible, but with a little work you can prepare to Zig when life financially Zags.
Read MoreMaking the Most of Your Finances During Financial Planning Month
Melissa Cox CFP® wants you to know October is Financial Planning month! Many mistakenly think that financial planning is for people that already have money, but the benefits of creating a financial plan truly apply to everyone.
Read MoreTaking Responsibility of your Personal Finances and Changing your Money Mindset
Let Melissa Cox CFP® and financial advisor, in Dallas, Texas, tell you why it's time to take responsibility of your personal finances and changing your money mindset.
Read MoreDo Student Loans Make Cents?
Learn how to make sense of student loans from CERTIFIED FINANCIAL PLANNER™ and financial advisor, Melissa Cox, from Fetterman Investments, Inc. in Dallas, Texas.
Read MoreThe Difference between Saving On College and Saving FOR College
Melissa Cox CERTIFIED FINANCIAL PLANNER™ and College Funding and Student Loan Advisor in Dallas, Texas explains the difference between Saving On College and Saving For College.
Read MoreWelcome to Melissa Making Cents
My name is Melissa Cox and I am a CERTIFIED FINANCIAL PLANNER™ an a College Funding and Student Loan Advisor with Fetterman Investments in Dallas, Texas. Welcome to my blog, Melissa Making Cents.
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